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We have the right international loan to cover your personal needs among our preferred products
U.S. Bank customers with a FICO® Score of 660 or above could receive funds within hours.
The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term and includes a relationship discount of 0.25%.Footnote 11,Footnote 33 Your actual APR may be higher than the rate shown.
From $3,000 to $100,000 and flexible terms from 12 to 84 months.
Fixed interest rates and relationship discounts for qualified customers.
Personal loan details and benefits
If you have a FICO credit score of 660 or above — or higher if you aren’t a current U.S. Bank customer — a personal loan could be right for you. All loans are subject to credit approval.
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As low as 8.24% APR
If you’re a U.S. Bank customer, you may borrow at least $1,000 up to $50,000. Not a U.S. Bank customer? You may be able to borrow up to $25,000. If approved, you’ll pay the same amount every month for a term of 12 to 84 months (maximum 60 months for non-customers), with a fixed annual percentage rate (APR), ranging from 8.24% to 20.74% APR.
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Quick funds for all your needs
You can use a personal loan for any purchase or product. This one-time funding can help cover vacations, home renovations, medical bills or consolidating debts.
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Easy application process
Get quick access to funds with our easy and secure online application process. Applying for a personal loan only takes a few minutes and is issued based on your creditworthiness.
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No collateral required
A personal loan is unsecured, meaning you don’t need to put up your house or car as collateral. This may be a good option if you lack equity or don’t qualify for a home equity loan or line.
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No home inspection or appraisals
A personal loan doesn’t require your home as collateral. You could get a loan for your project within hours.
Combine higher interest debt into one simple loan.1 Consolidation can put you in control by making your debt easier to manage, saving you time and money.2 This loan is flexible, so you can use it for just about anything. Applying is easy—online or in branch—and you could even have your money as soon as the same day.3
What you need to qualify
Eligibility requirements for Privilege Credit Solutions loans and lines of credit products: (1) have been in business for at least 2 years 1 and (2) have or open a business checking account.